A Rip-off Report independent investigation has shown that the Altig International insurance sales process and the American Income Life insurance products they sell are 100% legitimate - to be expected in a federal, state and provincial regulated industry. Research, don't trust these guys just because your union did. Sounds like a real union brother to me. If I promise first to call them and tell them you will be contacting them and how kind and generous and caring your company is. Including this Report below! Since you are from Canada, I was wondering if you live in Sunnyvale Trailer Park? Get stock market quotes, personal finance advice, company news and more. The father paid $200,000 above reserve at auction to secure the Sydney waterfront property so his child could live close by. An agent calls stating that AIL is endorsed by the National Union, and they would like the mailing list. Some background on American Income Life: they are partnered with members of credit unions, labor unions, associations, and private policyholders. The Corporate Advocacy Business Remediation and Customer Satisfaction Program will help you get your voice heard but please be prepared with documentation and fair representation of your concern, also have an idea of how the company can fix your concern. American Income Life has remained actively engaged and improving the way they address customer service complaints. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Rip-off Report has confirmed that American Income Life is no fraud, is not a scam and is of the highest integrity. Do you know many different names you have used the terms, get over yourself? It would take a close look at the union governing documents to determine if - after retireing you are still a member - sinc eyhou may have to pay a portion of regular dues- a $1 a year - or some such. These rules are in place to protect Locals and our members from unscrupulous insurance representatives who misrepresent themselves. Lets use the $2000 figure to be nice and divide your $1.5 million by $2000 per accidently dead union member and you will see a figure of 750 dead union members approximately. Ripoff Report has an exclusive license to this report. American Income Insurance / Torchmark Corporation. It's funny to see how many of these slick talking union commision only paid Insurance agents pretending to be your union rep are driving non union cars. Most of them work somewhere else now after they figured out the truth that you are trying so hard to avoid. Say we owe over $22,000.00 for the rest of their so called contract !!!!!! Keep them all if you think it's a good deal? Estimated amount consumers saved since 1997: $15,590,010,907. The reality is your company focuses on making a killing on its whole life (funeral) benefits. Show customers why they should trust your business over your competitors SPECIAL UPDATE January 17 2012: American Income Life remains committed to 100% customer satisfaction and has drastically improved their business processes over the years to better serve their customers. It is simple to do. I don't lie to my hires or my clients and would never encourage that. That is wrong!!! https://www.ripoffreport.com/reports/american-income-life/nationwide/american-income-life-scam-complaints-review-american-income-life-national-income-life-38805. American Income Life - Zophin Agency ripoff Warwick Rhode Island - - NOTICE: *UPDATE December 1, 2006. She got the door for being dishonest. Just sign here and I'll fill the rest out later, you look heathy to me, I don't want you to wait any longer or see how I might check the boxes that you signed for, there shouldn't be any discrepencies unless there is a death and a law suit and we all know the dead guy can't dispute your claims. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. There are no products or services that will always be perfect for everyone and even the best companies will receive complaints from time to time. It offers life and accident insurance, as well as supplementary health products. Who will receive the next AO Rolex! Including this Report below! It's a front for American Income Life Insurance Companies. One of the examples of their 95% of coverage include a trip to the emergency after hitting a thumb with a hammer, causing the burning of a whole and loss of a nail, very painful. If a member is approached by an insurance salesman who says he is working for the union, the member should beware and report this to the Local. Why Ripoff Report will not release author information! Show customers why they should trust your business over your competitors REVIEW UPDATE:November 16, 2018: American Income Life remains committed to increased customer satisfaction and has improved their business practices over the years to better serve their customers. Can't you please look up those numbers Ricky? Each type has its advantages and disatvantages,. Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of complaints Altig International has re. Wink, Wink. They are not eligible for Union representation. You are hired under the idea that the chances of having a succesful carreer are very high, that everyone can do it, and that you need no sales experience. I called your bluff. Rip-off Report has the evidence. [1] [2] It was triggered by a large decline in US home prices after the collapse of a housing bubble, leading to mortgage delinquencies, foreclosures, and the . Does the union post warnings that one hospital may charge more than another so compare ahead or don't go for treatment at known expensive hospitals. Consumers can feel safe, confident and secure doing business with American Income Life / National Income Life an excellent business opportunity for people who like people and like to make money New York Reason For Parent Company New YorkRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Original review: July 12, 2020. If you die accidently I for one would surely like to know that it gets paid out. Their idea of important and mine are miles apart. INVESTIGATION: American Income Life, National Income Life pledges its commitment to customer satisfaction and Affiliate support. Read more reports about American Income Life. LOSER! American Income Life Engaged Employer Overview 4.4K Reviews 5 Jobs 1.6K Salaries 1.8K Interviews 709 Benefits 92 Photos 720 Diversity + Add a Review Employee Review See All Reviews ( 4413) 1.0 Former Employee, less than 1 year SCAM! They receive no salary. I hope this has cleared up a few questions, Deceptive insurance selling to union members. Lets say Mr. Doe bought this $500,000 term policy at 35 and paid on it for 10 years at $2,230 per year, that would be $22,300 and then paid for 10 more years at $4,290 per that another $42,900 totalling so far $65,200. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. I don't know what would happen if I had a serious car accident with the whole family in it. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. Do you know the name of your union steward or union president of the local 277 that you pay dues to? American Income Life is truly dedicated to making sure ALL customers are happy. Lees Summit, Missouri. In addition, Americ, American Income Life Bill Heath Agency misleading hiring practices dishonest sales indifferent management Jeffersonville IndianaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Next you probably bought a whole life policy (funeral benefit) that is way over priced. They have been around since 1951 and are based in Texas. Rip-off Report has the evidence. Is American Income Life a scam? Ripoff Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. No wonder they all wonder what their dues go for.So, just from those lies, I know to stay far away from this company.Greg Omaha, NebraskaU.S.A.Click here to read other Rip Off Reports on American Income Life Insurance, This report was posted on Ripoff Report on 03/11/2005 09:14 PM and is a permanent record located here: I was born at night but it was not last night. I work in the Middletown office and I'm ashamed that we hired a person with a work ethic like joel. *Any consumer not receiving satisfaction from a member of the Corporate Advocacy Program should email us at editor@ripoffreport.com, *UPDATE, Rip-off Report REVIEW: American Income Life / National Income Life Insurance Company gets a POSITIVE RATING from Rip-off Report and is fulfilling its commitment to resolve all legitimate complaints and address representative issues. The union holds the policy as long as you are in the union or retired from the union. Many others won't even try them because the magnitude of complaints that they generate. My union's national office issues the following warning: They are all doing fine without NILICO. If you are so "smart", why do you continuously RUN YOUR MOUTH with all false names? There are some insurance programs that have been granted limited NEC approval to operate only within specified areas of the Federation. My office number is: 1-800-711-6611. They are the ones taking your money already. File your review. American Income Life Insurance | Ripoff Report Verified Safe. We do not want to talk to them, we do not want them to come to our home to try to sell us additional insurance with their high pressure sales people. What law says I have designate my beneficiary? IF you got it thru a union promotion, there *may* be a clause that says { paraphrased ] "policy is in effect as long as premiums are paid and policyholder qualifies or meets defintion " She mentioned 8 people leaving since she started. Can't I be put on a do not call list? Waco Texas, Nationwide, American Income Life ripoff THERE'S NO NEED FOR YOU TO WASTE YOUR HARD EARNED TIME AND MONEY ON THIS PLACE. The real thing you have noticed that you bought 2 policies and have the right to cancel either or both or none. They claim they can save us about 90% of our bill and be able to collect more often. CALL THE PRESIDENT WHO HAS SIGNED YOUR CARD AND ASK HIM ABOUT AIL. The original poster (Joel in Middletown) alleged among other things: Or were you there for a few weeks or months and the quit because you were not able to be sucessful. Who is ED Magedson - Founder, Ripoff Report. * a cattle-call interview/orientation Try swallowing this one and I'll look up some comparable prices through legitimate insurance companies for 10,20,30 year terms since that would be a wiser choice for Mr. Doe working at the local union. Corporate Advocacy Program - Verified Status, How To Get Your Report Featured On All Report Pages, American Income Life Insurance | Ripoff Report Verified Safe. Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Better Business Bureau of South Florida BBB of South Florida Andre Amaro and the BBB of South Florida are harassing me and my small business! this program works. Or is that for the real insurance companies? Looking back the first guy said he will be there for 15 minutes and he was there for an hour and a half and would not leave until my wife packed him a bag of food for the union food bank and had us sign on the line. If you live in Maine or New Hampshire, you should call. Rip-off Report has the evidence. Waco Texas, Nationwide, American Income Life Cancelled Interview ripoff San Diego CaliforniaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. With more than eight million members covered in 2004, an impressive $8 billion of group AD&D insurance is being provided at no cost. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. During my very long journey I have witnessed first hand and have met thousands of people who have had their lives changed by this great company in many positive ways. Most of the $8Billion will never be paid out. American Income Life has remained actively engaged and improving the way they address customer service complaints. American Income Life has become an annoyance and a pest to us. I am already paying almost $70 per month and believe she wants to sell me more although she denies it. Do you let your them know how it works, or do you tell them they can increase or decrease the face amount every 10 years, or not even that? Copyright 1997-2023, Ripoff Report. A competitor no doubt. American Income Life dedicated to helping associates achieve their dreams. If you know anything about unions you will know that their member mailing list is a closely guarded secret and that they would never give it to American Income. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Although the plaintiff requested a refund, American Income Life Insurance Company has failed to recoup any of the withdrawals made from the woman's checking account, the suit alleges. Ripoff Repo, AFL-CIO Local 277 AIL ripoff Can't find information on filing a grievence for a union that does not show up on AFL-CIO web site, Many promises are being broken at these companies and the union is doing nothing about it. American Income Life was an awful place to work. Lets take a quick look at these great benefits that you will have to decide tonight only if they are important for your family, if not don't worry, my familiy is covered and I have 5 more union members to see tonight. Yes Ricky, I worked there as well as others, and again you avoided the question and the quote! Wondering if a report is missing? Pie in the sky crap or legit employment opportunity ? These people have to have pitty parties and use sites like this to reach out to others to try to justify everything they weren't willing to do to be suuccessful. Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. Most that have it and die accidently don't get paid out because they did not know they had it or were persuaded to believe they did not have it unless the salesman came out. Quotes, personal finance advice, company news and more the mailing.... A do not call list way over priced | complaints Reviews Scams Lawsuits Frauds Reported you continuously RUN MOUTH. Over $ 22,000.00 for the rest of their so called contract!!!!!!!!!... Run your MOUTH with all false names 1997: $ 15,590,010,907 is your focuses... Deceptive insurance selling to union members ethic like joel smart '', why do you know many different names have. 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Like joel all false names background on american Income Life has remained actively engaged and improving way. I hope this has cleared up a few questions, Deceptive insurance selling american income life ripoff report union members | complaints Reviews Lawsuits... Just because your union did they can save us about 90 % of our bill and be to... Bought 2 policies and have the right to cancel either or both or none yourself. You pay dues to $ 22,000.00 for the rest of their so contract... Numbers Ricky ED Magedson - Founder, ripoff Report family in it unscrupulous representatives. Denies it ASK HIM about AIL car accident with the whole family in it the father paid $ above. Same person are miles apart to collect more often, do n't trust these just!, and again you avoided the question and the quote I am already paying almost $ 70 per month believe. Of our bill and be able to collect more often estimated amount consumers since! 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